The Money and Your Life (MAYL) Year-on-Year (YoY) Report highlights significant financial trends and changes across four generations of Australians from June 2023 to June 2024.

The report examines various aspects of personal finances, such as savings, credit card usage, monthly expenses, superannuation, and investment behaviours. In this second edition, we outline key shifts and developments in these financial areas, comparing the latest data from June 2024 with the initial findings reported in June 2023. The report highlights how financial milestones have evolved over the past year and offers insights into generational differences associated these financial milestones.

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